General Liability

General Liability Insurance (GL) can also be called commercial general liability (CGL) or small business liability and is an extremely important coverage to provide protection for your business from financial losses that can arise from normal business operations.  There are several coverages that can provide protection for you and your business which could be included under the scope of a general liability insurance policy.

Bodily Injury

GL can provide protection from bodily injury claims from customers, clients, contractors or the general public for injuries resulting from your operations or incidents that happen on your business premises.

Property Damage

GL can provide protection from property damage that can occur due to normal business operations either at your business or at the client’s site.

Personal and advertising injury

GL can provide protection for you against claims of libel, copyright infringement and slander or other damage to someone’s reputation.

Medical costs

If someone is injured at your business or because of your business operations general liability insurance could cover their medical costs.